Provision of microloans amounting from PhP1,000 to 200,000 for the entrepreneurial urban poor intended for business use including but not exclusive to start-up additional rolling capital, acquisition of assets and equipment, business expansion or business diversification. All loan contracts are inclusive of a loan capital build-up which is essentially a savings mobilization scheme. The LCBU is build-up primarily intended as a built-up reserve to prepare partners to be to be independent from credit.
2. Capital Build-Up
Voluntary mobilization of savings among Partner-Savers. This aims at encouraging and strengthening the savings habit of Partner-Savers intended for varied future use, as well as, to ensure that they are sufficiently covered from various risks.
3. Emergency Health Care Program
Emergency Health Care insurance covers the cost of an insured individual's emergency medical expenses.
4. Micro Insurance
This product offers coverage to low-income households. It provides protection to individuals who have little savings and is tailored specifically for lower valued assets and compensation for illness, injury or death.